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Straight Answers
About VSN
We're a licensed insurance agency built by veterans, for veterans. We help veterans and their spouses understand their Medicare options and how those options work alongside VA and TRICARE benefits. Our founder, Glenn Howard, is a retired combat veteran.
Glenn Howard — a retired combat veteran of the Marine Corps with VA and TRICARE benefits. He built VSN after watching too many veterans get the wrong answers about Medicare at the worst possible time.
Veterans turning 65, veterans already on Medicare with questions, and veteran spouses navigating their own coverage. If you've got VA, TRICARE, or CHAMPVA in the picture, that's exactly what we specialize in.
We're licensed in 48 states. If you're not sure whether we cover yours, book a call and we'll tell you right away.
Cost & How We're Paid
Yes. 100% free to veterans and their families. No consultation fee, no subscription, no obligation. You never pay us a dime.
The insurance carrier pays us a commission when an enrollment closes. That commission is already built into every plan's pricing whether you use an agent or not — so working with us costs you nothing extra, and gets you a licensed agent in your corner.
None. Plenty of veterans call us just to understand what they have. You're never obligated to enroll in anything.
Trust & Legitimacy
Yes. We're a licensed agency, licensed in 48 states, founded by a named and verifiable retired combat veteran, with over 1,000 real Google reviews. We also have a whole page on how to verify us: Is Veteran Savings Network Legit?
No. We don't send postcards or unsolicited mail, and we don't cold-call. You reach us by booking a call, on your terms. If you got a postcard about a 'Veterans Savings Program' promising extra monthly money or free dental, that mailer is not from us.
No. Veteran Savings Network is a private, licensed insurance agency. We are not affiliated with the U.S. government, the VA, the federal Medicare program, or any government entity.
No. Veteran Savings Network, LLC is not affiliated with any company named Veterans Advantage. Different name, different ownership, different company.
Every VSN agent is licensed through their state Department of Insurance. You can verify any insurance agent's license through the NAIC national lookup at naic.org.
Medicare & Veteran Benefits
It depends on your situation. VA benefits and Medicare don't coordinate the way people assume, and in some cases skipping Part B can lead to a permanent late-enrollment penalty. This is exactly the kind of thing we help veterans think through — there's no one-size answer.
For many retirees, TRICARE For Life works alongside Medicare — but the details depend on your specific status. We'll walk you through how yours fits together.
No. We're not here to take anything away. We help you understand how your benefits work together so you can make the decision that fits your situation.
The Call
We listen first. We ask about your situation, then explain how your VA and/or TRICARE benefits interact with Medicare in plain language. Only then do we walk through options. No script. No pressure.
Your VA rating if you have one, your TRICARE status if it applies, your Medicare status, and the medications you take regularly. Don't worry if you don't have it all — we'll work through it together.
No. Many veterans call just to get clarity. You decide what to do next — including nothing.

Helping you make your best Medicare decision today so you can have a better tomorrow.
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Free. No obligation. Your situation is unique — get answers built for it.
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Mission 65 is the national Medicare-first podcast for veterans and those turning 65.
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Helping you make your best Medicare decision today so you can have a better tomorrow.
TALK TO US
Talk to a Licensed Agent
Free. No obligation. Your situation is unique — get answers built for it.

Over 1,000 Five-Star Reviews
FOLLOW US



PART OF THE MISSION 65 FAMILY
Mission 65 is the national Medicare-first podcast for veterans and those turning 65.
Not affiliated with the United States government or the federal Medicare program. We do not offer every plan available in your area. Currently, we represent 10 organizations offering numerous Medicare plan options
across our service area. Availability varies by location. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Veteran Savings Network, LLC is not affiliated with any company named Veterans Advantage. We never charge clients. Our services are always free to veterans and their families.
© Veterans Savings Network Powered by Lifeway Financial Group, LLC
Licensed in 48 States · Not affiliated with the U.S. Government or Medicare.